What Is the Pet Adoption Scam?

In this scam, fraudsters create fake pet adoption websites or online listings for animals that don’t exist. These scammers use emotional appeals, stock pet photos, and fabricated adoption stories to lure animal lovers. Watch out for urgent payment requests, refusals to meet in person, and vague or unverifiable contact information.

How the Scam Works

Scammers post fake listings for adorable pets, often on classified ad sites or through fake rescue websites. Once a victim expresses interest, the scammer quickly pushes them to make a payment, often mentioning adoption, transportation, or vaccination fees. They may claim the pet is out of state or unable to meet in person. After payment is sent (often via wire transfer or payment apps), the scammer disappears, leaving the victim heartbroken – without a pet or their money.

Example of this Scam

Ava finds a listing for a golden retriever puppy on a local adoption site. The rescue group claims the puppy is in another state but available for immediate adoption at a discounted fee. After sending payment via Zelle, Ava hears nothing back. The website goes offline, and she realizes she’s been scammed: no dog, no refund.

Tips to Protect Yourself From the Pet Adoption Scam

• Never pay for a pet you haven’t met. Scammers often avoid face-to-face contact or video calls to hide the fact that the pet doesn’t exist.
• Use reverse image search to check the photos. Many scammers use stock photos or images taken from other legitimate listings.
• Only adopt from verified organizations. Stick to local shelters or rescue groups with verifiable contact info, reviews, and public adoption events.
• Be skeptical of urgent or discounted fees. Scammers often pressure victims with limited-time offers or deeply discounted prices.
• Use secure payment methods. Avoid wire transfers or payment apps that don’t offer fraud protection.

If You Think You’ve Been Scammed

Follow these essential tips:

• Contact your financial institution(s). If you’ve provided any financial information, report the fraud to us and your other financial institutions to potentially stop unauthorized transactions.
• Report the scam to the proper authorities. File a report with the Federal Trade Commission at ReportFraud.FTC.gov. Find your state’s attorney general at NAAG.org and inform their office about the scam. Also, report the incident to local law enforcement.
• Warn others in your network. Scammers often target multiple people in a short span. Sharing your experience can help protect someone else.